Personal Insurance



With access to many "A" rated Insurance companies throughout Florida, Hulnick Insurance offers policies for Singles Family Homes, Condos and Investment Properties being used for rental income.


Standard Homeowners policies do not cover damages from outside rising water.  To insure your home is protected from this type of risk, Flood Insurance, is offered through a Federally regulated program known as The National Flood Insurance Program (NFIP).  Hulnick Insurance can determine if your property is in a Flood Zone and help you guard against Flood Risks.


Auto insurance is essential as it satisfies legal requirements and covers expenses in the event of vehicle damage or injuries to others, passengers, or pedestrians.  Hulnick Insurance shops several well known Auto Insurance carriers such as Travelers and Progressive.  

Personal Liability (Umbrella)

Protect your current assets and financial future with a Liability policy.  These policies are very inexpensive and can give you peace of mind with coverage above your liability limits included in Home Owners,Condo and/or Auto Insurance.

Life Insurance

Life Insurance can be used to pay varied expenses at the time of an owners death. There are many ways a Life Insurance policy can be used to protect a families assets.  Benefits are generally tax free to the beneficiary.  Hulnick Insurance works with you to determine specific needs to cover expenses, Legacy planning.  It's never to early or late to start your planning.


Annuities are insurance products that pay out income and can be used as part of your retirement strategy.  Combining income from multiple sources in retirement follows the same principle as diversifying investments during your saving years.

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